Latest Travel Tips For Using Your ATM Overseas
by Dr.Ricardo Lalama · Filed Under: Travel Tips
If you will be traveling to Europe anytime soon you will need these latest travel tips for using your ATM overseas. Banking while you are traveling can be tricky. I’ve had trouble getting my bank balance while overseas because I rented a cell phone and the bank didn’t recognize me when I called I’ve also had ATM cards rejected for no apparent reason. To avoid problems remember these latest travel tips for using your ATM overseas.
“Bank ATMs are a convenient way to get your spending money while traveling abroad, but I advise travelers to carry two different bank cards. During this trip, I carried a Bank of America card and a Chase card. My B of A card worked like a charm, but I was unable to get cash out with the Chase card, even after five phone calls to try to remedy the situation.”
“I also had separate cards linked to my accounts for my college-age son, and he was able to use both bank cards without a problem.”
“In some countries, ATMs will give you a choice of taking a “conversion rate” or a regular rate. Always choose the regular rate. When I was in Prague, I had the choice to pay $184 for the conversion for 3,000 Czech crowns, but the regular rate was $173, so I chose the latter. That $11 difference can really add up when you go to the ATM multiple times for money.”
“You probably will pay fees for using an ATM, so you’ll want to make larger withdrawals, instead of more frequent, smaller withdrawals. Some bank affiliates don’t charge a fee; check with your bank before you leave home. It’s also a good idea to access your bank’s ATM finder online before you go so that you know the locations of ATMs near your hotel.”
“Hotel phone calls can be expensive. When I was in Amsterdam, it cost 3 euros per minute (about $5) to call the U.S. Because I needed to conduct business while I was abroad, I kept my cellphone on but didn’t answer it. Instead, I texted back my replies. I used my MagicJack computer phone system (www.magicjack.com) at the hotel for calls, where I had free Wi-Fi, so I spent only $14 on incoming phone calls during my 12-day trip.”
Tom Parsons who writes for the Dallas Morning News also reminds you not to take taxi’s while traveling in Europe because the public transportation is so much less expensive and to consider renting a segway if you plan to be walking around all day. It is a lot of fun and will reduce fatigue considerably. Make sure to remember all of the latest travel tips for using your ATM overseas and the transportation advice could save you a lot of money also.
What are your favorite tips for traveling overseas? Share some below or feel free to ask a question
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